I have been really good with my budgeting. I can say that because there are improvements. Not perfect still but trying my best. Although, there are still times I have urges on buying something I really don’t need. So what I do, I keep myself busy with others stuff rather than thinking of going to the mall. Me and the husband have been planning on buying something beneficial and even planning for investing. We are really hoping that we can save more this year and not splurge like I always used to. Trust me, I’ve been in that road before and I never want to be in that possession ever again. It’s only a matter of time now that I will finish paying to someone I owe and it will be it. No buying anymore that I don’t need. Besides, I have too much of those stuff already. So anyway, we might just try to buy gold bullion. I’m sure this will be a very good investment. I’m sure there are still tons of learning process but we will get into it!

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